LOYALTY Credit Union Savings Accounts

LOYALTY CU offers better rates, lower fees, and superior service on our savings accounts. Make deposits and withdrawals, transfer funds to other accounts, and even designate these savings as a pool for overdraft protection. Dividends are paid quarterly on an average daily balance.

Come in today and meet our amazing team of member service representatives. They are happy to help you establish membership with a new savings account — just bring us a valid picture ID and proof of residence.

Standard Savings Account

Whatever you’re saving for, now’s a great time to start. All it takes is $5 to open your savings account and establish your membership at LOYALTY CU.

Special Savings Account

Saving up for that summer vacation? Need an account to make deposits in preparation for your annual property taxes? How about getting a jump on your Christmas shopping? Come see us today to talk about a special savings account for your special purpose.

Club Accounts

Christmas Club

Trouble making ends meet when the holidays roll around? Give yourself more autonomy this season with a Christmas Club Account! A payroll deduction is a great way to make deposits, and funds are available in early November each year — just in time for holiday shopping!

Vacation Club

Looking to plan a dream vacation? A Vacation Club Account will help! A payroll deduction is a great way to make deposits.

Dividends on savings accounts are paid quarterly on the daily balance. Check with one of our helpful representatives for current interest rates and further information on investment accounts*. Call (850) 474-0970 for more details.

*See associate for details. Funds on deposit are insured by the NCUA.

Money Market

A Money Market Account pays higher dividends than a standard savings account because it requires a higher minimum balance. Money Market Accounts at LOYALTY CU require a balance of $2,500 to remain open and enjoy higher dividends. The higher the balance in the account, the higher the dividends, and there is no early withdrawal fee.

Certificates

A Share Certificate is a savings instrument that is an alternative to a savings or money market account. They are a great choice for members that know exactly when they will need to withdraw their investments or don't expect to need access to their funds for a longer period of time. Certificates require a minimum balance of $250 and can be purchased for various terms. There is a penalty for early withdrawal of a certificate. See an associate for details.

Come in today and meet our amazing team of member service representatives. They are happy to help you with an investment account — just bring us a valid picture ID and proof of residence.

Cents-to-Savings

Make every LOYALTY CU debit card transaction count.

Cents-to-Savings is a convenient and easy way to increase your savings automatically by making debit card purchases like you already do, such as buying groceries, getting gas, going out to dinner, and more!

To enroll in Cents-to-Savings, visit any LOYALTY CU office or complete and drop off an enrollment form at any office location.

Cents-to-Savings FAQs:

  • When you enroll in Cents-to-Savings, all Visa Debit Cards connected to your checking account will round up and transfer to your designated savings account. Both signature and pin-based transactions made with LOYALTY CU Visa Debit Cards qualify for Cents-to-Savings.

  • You will need a LOYALTY CU checking account and a Visa Debit Card.

  • Cents-to-Savings is a FREE service available to LOYALTY CU members.

  • You can view your daily savings through E-Branch.

  • Cents-to-Savings amounts will accumulate for one transfer to the designated savings account per day.

  • If you do not have the total aggregate amount, then the available amount will be transferred. (Example: Your total Cents-to-Savings to be transferred is $1.50. $1.00 is available in your checking account. Then, $1.00 will be transferred.)

  • Simply visit any one of our eight branch locations or call a Member Service Representative at (850) 474-0970.

  • You may designate one savings account within the same member number of the enrolled checking account, including IRA Accumulator (in-person only) accounts.

Open An Account

Come in today and meet our amazing team of member service representatives.

Savings Accounts

Saving up for that summer vacation? Need an account to make deposits in preparation for your annual property taxes?

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Education & Security

Did you know that LOYALTY Credit Union offers free financial counseling?